Bank of Delight
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Are my accounts at Bank of Delight insured by the FDIC?
Absolutely! All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDICís general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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Is Online Banking safe?
Yes! Your account information is just as secure as it is in the actual bank. The Bank of Delight has made sure, and will continue to maintain, a very high level of security for your money, as well as your personal information.
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How frequently is my Bank of Delight information updated?
Bank of Delight updates all customer information nightly. Deposits received before 4pm will be credited on that day's business. Deposits receieved after 4pm will not be posted until the next business day.
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Can I view my account balances at any time?
Yes! With Online banking, you can do that and a lot more! Call for more information.
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Can I get account information by phone?
Yes! Bank of Delight account information is available by contacting either of our offices during normal business hours. Or through VoiceAccess, your 24-hour automated account information service.
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Can I pay my bills with Online Banking?
Yes! Itís quick and convenient.
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